JOE ROBACH, SENATE PASSES PACKAGE OF BILLS TO FIGHT THE FINANCIAL EXPLOITATION OF SENIOR CITIZENS

Joe Robach and the New York State Senate passed a package of eight bills to prevent criminals from using financial schemes to prey upon senior citizens. The measures were recommended in a report released by the Senate Majority Coalition in May that examined this growing issue that affects thousands of senior New Yorkers each year.

The type of elder abuse relating to financial exploitation involves the illegal taking, misuse, or concealment of funds, property, or assets of a senior for someone else’s benefit. It can result in the significant monetary loss for the victim, and in some cases, a person’s entire life savings. Financial exploitation can range from the theft of cash, to much more elaborate schemes.

Unfortunately, these incidents often times go unreported due to the startling fact that the abuser is someone that the victim either trusts, is a caregiver, or more often than not, is a family relative. Moreover, the rate of Alzheimer’s disease and other dementias that undermine judgment increases with age, thus leaving seniors more vulnerable.

The Senate Majority Coalition worked to develop a report examining the growing trend of elder abuse and issued eight legislative proposals. The bills, supported by Joe Robach, help prevent deceptive financial transactions against seniors from taking place, update the collection of data methods to track abuse statewide, and amend existing law to stiffen penalties to deter criminal acts from occurring in the first place.

The bills passed today to address the financial exploitation of seniors include:

Bill S6221, sponsored by Senator Valesky: authorizes banks to refuse a transaction if the banking institution, social services official, or law enforcement agency reasonably believes that financial exploitation of a vulnerable adult has occurred or may occur.

Bill S7177, sponsored by Senator Gallivan: seeks to establish that an alleged abuser may not use the defense of obtained consent to take, withhold, or obtain property, where such consent was obtained from a person who the accused knew or had reason to know was mentally disabled. This measure would help a mentally-infirm elderly victim by establishing in law that they cannot give meaningful consent, such as when an abuser on trial claims the assets taken from the victim were a gift.

Bill S7179, sponsored by Senator Valesky: allows prosecutors to obtain medical records of mentally impaired victims of financial exploitation, without requiring a waiver from those very victims. Although victims in other types of cases routinely waive their privilege so that prosecutors can obtain crucial medical records, mentally impaired victims cannot consent to waiving their medical privilege any more than they can consent to having their property taken.

Bill S2323A, sponsored by Senator Jeff Klein (D, Bronx): requires the Office of Children and Family Services (OCFS) to define, identify and collect data related to the incidence of elder abuse possessed by state and local agencies. It also mandates OCFS to establish an inter-agency reporting system that contains a uniform set of standards to collect and analyze information on the incidence of elder abuse.

Bill S7187, sponsored by Senator Nozzolio: amends the penal law to explicitly state that in a prosecution for larceny by false promise, partial performance does not, by itself, prevent a reasonable jury from making such finding from all the facts and circumstances. As an illustration, this would apply to a case where a dishonest contractor demands full, up-front payment for services, starts the project, but never completes the promised work.

Bill S2951, sponsored by Senator Valesky: expands the definition of “caregiver” under the penal law to include a person who voluntarily, or otherwise by operation of law, (such as an appointed guardian or power of attorney) assumes responsibility of an elderly person so that they would be tried under the “endangering the welfare of a vulnerable elderly person” law.

For more initiatives about senior issues at the state level, contact the office of Joe Robach.

JOE ROBACH ANNOUNCES EPIC COVERAGE FOR SENIORS EXPANDED IN ENACTED BUDGET

EPIC is a New York State program supported by Joe Robach that helps more than 270,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs. Joe Robach understands how difficult it is for individuals living on a fixed income to keep up with the high cost of the prescription drugs they need.

For this reason, Joe Robach supported the final 2014-15 State Budget which provides an additional $4.1 million within the Department of Health to expand the income eligibility for singles from $35,000 to $75,000, and from $50,000 to $100,000 for married enrollees, in the EPIC program. This additional funding will provide more seniors with the opportunity to take advantage of this prescription drug cost savings plan.

For seniors that have questions about EPIC, the Department of Health maintains a toll-free EPIC Helpline, which is available from 8:30 a.m. until 5:00 p.m., Monday through Friday. Seniors can call 1-800-332-3742 (TTY 1-800-290-9138) or visit the EPIC website for more information, or to request an EPIC application. You may also send your questions in via e-mail toepic@health.state.ny.us.

As always, feel free to contact Joe Robach’s office directly regarding any issue of concern to you and your family.